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On the other side, the commodities of usury are, first, that howsoever usury in some respect hindereth merchandizing, yet in some other it advanceth it; for it is certain that the greatest part of trade is driven by young merchants, upon borrowing at interest; so as if the usurer either call in, or keep back, his money, there will ensue, presently, a great stand of trade. The second is, that were it not for this easy borrowing upon interest, men's necessities would draw upon them a most sudden undoing; in that they would be forced to sell their means (be it lands or goods) far under foot; and so, whereas usury doth but gnaw upon them, bad markets would swallow them quite up. As for mortgaging or pawning, it will little mend the matter: for either men will not take pawns without use; or if they do, they will look precisely for the forfeiture. I remember a cruel moneyed man in the country, that would say, The devil take this usury, it keeps us from forfeitures, of mortgages and bonds. The third and last is, that it is a vanity to conceive, that there would be ordinary borrowing without profit; and it is impossible to conceive, the number of inconveniences that will ensue, if borrowing be cramped. Therefore to speak of the abolishing of usury is idle. All states have ever had it, in one kind or rate, or other. So as that opinion must be sent to Utopia.

If all that Professor Max Muller means to say is, that no animal but man commands an articulate language, with verbs and nouns, or is ever likely to command one (and I question whether in reality he means much more than this), no one will differ from him. No dog or elephant has one word for bread, another for meat, and another for water. Yet, when we watch a cat or dog dreaming, as they often evidently do, can we doubt that the dream is accompanied by a mental image of the thing that is dreamed of, much like what we experience in dreams ourselves, and much doubtless like the mental images which must have passed through the mind of my deaf and dumb waiter? If they have mental images in sleep, can we doubt that waking, also, they picture things before their mind's eyes, and see them much as we do--too vaguely indeed to admit of our thinking that we actually see the objects themselves, but definitely enough for us to be able to recognise the idea or object of which we are thinking, and to connect it with any other idea, object, or sign that we may think appropriate?


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